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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Comprehensive vs. Collision Auto Insurance

Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These events may include vandalism, theft, hail, or fire. Comprehensive may also cover a collision with...

8 Ways To Manage Holiday PTO and Avoid Staffing Stress

Most of your staff will use PTO to take time off over the holidays. Managing your critical staffing needs over the holidays requires planning. Requests for PTO days should be accommodated as much as possible, with an eye to ensuring enough of the right staff is present to keep the company operating over the holiday season. A Team Approach to PTO Every employee planning to...

Lithium Battery Fires: How to Spot the Warning Signs

As our portable electronic devices continue to get thinner and lighter, manufacturers have had to figure out ways to store a lot of energy in a small package. And advancements in lithium batteries have allowed them to do just that. But as use of lithium batteries has become widespread in devices like laptops and smartphones, we’ve also seen an increase in battery fires. According to...

How to Leave a Legacy through Life Insurance

Your legacy – what will it be, and how will you be remembered when you pass? A guaranteed death benefit provides financial support when your loved ones need it most. The policy benefits can be used to buy property, provide for the family, pay for college tuition, trips, or whatever your loved ones choose, but one thing you can count on – the legacy you...

7 Mistakes Small Business Owners Make When Filing Claims

As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most common mistakes small business owners make: Failed to Understand Covered Perils Insurance policies cover specific...