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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How to Create a Positive Workplace in 2023

Creating a positive work environment is a win-win situation. Employees today want a supportive work culture that fosters growth for the individual, as well as for the organization. Developing a positive workplace can help prevent negative consequences, such as conflict, hostility, fear of dismissal, unhappiness, and stress, and consequently help reduce organizational costs. Work-life balance, perks and benefits, and workplace culture are top considerations for...

The Ultimate Guide to Downsizing

As you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home.According to a report from Zillow Group, 24% of recent home buyers were age 60 or older – a 47%...

Should I Insure My Home Based Business?

A home-based business is any business with its primary office located in the owner’s home, regardless of type or size. Many well known companies began as home-based, including Apple, Baskin-Robbins, Hallmark, and Purex, as stated by Entrepreneur. With so much that can be done online, operating virtually from home is more feasible than ever today. A business operated from the comfort of your home is...

Baby on Board: Insurance Checkup for New Parents

If you’re about to enter the realm of parenthood, one thing’s for certain: everything in life is about to change.You’ll trade late nights out for sleepless nights in. You’ll master new skills – like changing diapers and soothing a newborn. And most importantly, you’ll have the responsibility of caring for a new member of your family.Having your first child is a huge milestone. And like...

Should I have an Emergency Fund Along with Life Insurance?

Life insurance can help protect your loved ones financially in case of your death. If you have a whole life or universal life insurance policy, you may be able to access accumulated cash value for emergency funds during your lifetime. Even so, it is a good idea to have an emergency fund in addition to life insurance. You never know when the unexpected will happen....