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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

25 Screen-Free Fall Activities For Your Family

The leaves are changing colors, the air is crisp, and the days are getting shorter. That, plus the arrival of pumpkin spice flavored everything, means fall has arrived! Your kids may have started school again. But there’s still plenty of time to have some fun outdoors before winter weather rolls in. Looking to keep your kids active and away from their electronics as the seasons...

Common Commercial Property Insurance Exclusions

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

7 Must-Know Cleaning Hacks For Fitness Gear

Any active person knows the lingering smell of a sweaty gym bag. Even after airing out your equipment or putting it through the wash, the stink can stick around. You might be tempted to wash and dry repeatedly, but this doesn’t always remove those smelly odors. The stench keeps coming back, leaving you frustrated when nothing seems to work. What’s worse – all that trial...

Understanding The Liability Portion Of Homeowners Insurance

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

HSA Vs. FSA: Which Is Better?

Health Savings Accounts (HSAs) and flexible spending accounts (FSAs) are group benefits offered to employees that are similar in some ways. Both are accounts that allow you to make tax-free contributions to save for medical costs. However, there are several key differences between HSAs and FSAs. What Is An HSA? An HSA is a health savings account with tax advantages, used in combination with a...