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Huffman Insurance Agency
Insuring Richlands & All of Virginia

Huffman Insurance Agency Provides Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance to Richlands and All of Virginia & Tennessee

Richlands Insurance Agency

Huffman Insurance Agency was incorporated in 1975 and Hamilton Insurance was founded in August, 1981.

Over the years, our goal has remained the same: Provide our customers with the best possible coverage at the lowest possible price.

We are a hometown insurance agency, locally owned and operated. Personal Service is still our priority and we have several locations to better serve our customers.

Located in Richlands, Virginia, we represent some of the highest-rated insurance companies in the business, several of which are consistently ranked highly by J.D. Powers & Associates. Contact us today with your questions about Auto Insurance, Homeowners Insurance, Business Insurance, and Life/Health Insurance.

Erie Insurance received the highest numerical score in the J.D. Power 2013–2018 U.S. Insurance Shopping Studies. 2018 study based on 15,689 total responses, evaluating 20 providers, and measures the experiences and perceptions of customers surveyed between April 2017 to January 2018. Your experiences may vary. Visit jdpower.com.

ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed to operate in all states. Not all products are offered in all states. Go to erieinsurance.com for company licensure and territory information.

Recent News & Updates

Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?

Posted: August 19, 2026

Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the income your business generates? If a fire, storm, or other covered event forced your doors to close for weeks or months, how would your business survive without revenue coming in? That is the problem business interruption insurance—also called business income insurance—is designed to help...

Boat, RV, and ATV Insurance: What Recreational Vehicle Owners Need to Know

Posted: August 16, 2026

Summer is peak season for recreational vehicles. Whether you're out on the water with a boat, exploring the country in an RV, or hitting a trail on an ATV, August brings some of the highest usage of the year for these vehicles, and that makes it a great time to make sure your insurance coverage is in order. Many people assume their standard auto or...

What Is a Section 125 Cafeteria Plan and How Can It Benefit Your Employees?

Posted: August 13, 2026

When business owners explore ways to enhance employee benefits without significantly increasing costs, one option that often comes up is a Section 125 cafeteria plan. Despite the somewhat technical name, this type of benefit arrangement can be a practical tool for both employers and employees. What Is a Section 125 Cafeteria Plan? A Section 125 cafeteria plan—named for the section of the IRS tax code...

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